Articles & Insights

Don’t make your Future Self mad!

How do you envision yourself in the coming year, five years down the road, or even two decades from now? The challenge with setting goals, particularly financial ones, lies in our limited ability to picture our future selves accurately. Reflect on the aspirations you had as a child about adulthood; chances are, there’s quite a […]

Debunking The Top 10 Myths About Money

As long as Money has been around, there has been a family friend or work colleague that has been happy to tell you what you should do with your money, usually wrong though. It’s also a subject that really isn’t taught at school and so has long been a topic surrounded by myths and misconceptions. […]

7 steps for young families to reach financial security sooner

Reaching financial security and freedom is a worthy goal for any young family, but who has the time? I have come up with these 7 simple steps, and while it requires some discipline and planning, importantly it should not take that much of your very busy time, otherwise it will just fall by the wayside. […]

Financial Stress and Your Relationships

Financial stress can have a significant impact on relationships. For many people, talking about money is a taboo subject or, at the very least, at the bottom of their ‘to-do’ list. In addition to those sleepless nights, the pressure of financial burdens can lead to feelings of frustration or blame and create uncertainty and anxiety […]

What is USA Debt Ceiling and why should we care?

Essentially, the US debt ceiling is the maximum amount of money that the federal government is legally allowed to borrow in order to finance its operations. This limit is set by Congress and determines how much debt the government can accumulate. It started back in 1917, when Congress created the debt limit, also known as […]

“21st Century re-think when it comes to money”

I am sure many of you would remember the ‘smashed avocado on toast’ article that described the present generation as a generation that can’t save and will never afford property, as the inference was that they are spending their money on smashed avocado on toast rather than at home having cereal, and saving money! What […]

Is property still a good investment in 2023?

Property has been in the news a lot lately, with ever increasing interest rates, and this off the back of record growth in last two years. Rental properties are even harder to find so property is a hot topic at the moment.  Simply buying property if thought about in basic terms, is a long term […]

5 Hobbies for a Better Life

This is the hobby I love to talk about and is all about finding hobbies that will make passive revenue streams, so you work because you want to rather than you have to. Passive in that you are not doing anything to earn the money, such as receiving rent from investment properties, dividends from shares, […]

Are we becoming dumber when it comes to money?

Household, Income and Labour Dynamics in Australia (HILDA) conducts a survey where it asks members of 17,000 households five questions designed to test their financial literacy. They conducted this in 2016 and 2020. The average result was around 3.2 questions right out of 5 in 2016, and around 2.8 questions right out of 5 in […]