How to find an adviser
The best way to find a financial adviser is to get a recommendation from someone who has an adviser and is happy with their experience. There are also a number of websites and associations that can help:
- Association of Financial Advisers (AFA): www.afa.asn.au
- Financial Planning Association (FPA): www.fpa.com.au
- Adviser Ratings website: www.adviserratings.com.au
- ASIC Moneysmart website: www.moneysmart.gov.au
Where to turn if money matters get out of control
If you’re feeling overwhelmed by money or personal issues, it can feel like you are on your own and that the world is against you. It is important to know there are many government-run and not-for-profit services available to provide you with assistance.
If you need help with debt
National Debt Helpline on 1800 007 007, or ndh.org.au
If you need help with expenses, including food
- Salvation Army, on 13 72 58
- St Vincent de Paul Society, on 13 18 12
- your local council, community centre, church or community organisation.
- The Department of Social Services has a comprehensive Grants Service Directory online at serviceproviders.dss.gov.au
For personal and emotional support
- Gambling Help Online on 1800 858 858 or www.gamblinghelponline.org.au
- Lifeline on 13 11 14, www.lifeline.org.au
- Beyond Blue on 1300 22 46 36 or www.beyondblue.org.au