I am sure many of you would remember the ‘smashed avocado on toast’ article that described the present generation as a generation that can’t save and will never afford property, as the inference was that they are spending their money on smashed avocado on toast rather than at home having cereal, and saving money! What […]
Analysing your spending habits with a budget can be difficult, but it is the core of any good financial plan. I know budgeting to most people seems like a dirty word as it implies missing out on all the good stuff. Whereas when I explain it to my clients I simply say, having a budget […]
You may have missed it but last week was World Financial Planning Day (6th October). An interesting statistic from their website was that 4 in 5 Australians aged between 18 and 39, would like to “spend time a with a financial planner who could help them achieve their money and life goals” (FPA ‘Gifts That […]
We often look at the lifestyles of our top execs and CEOs – mega salaries, great homes, expensive cars, first class travel – what’s not to like! So for some, how does it all go so terribly wrong? I have helped people earning more than a million a year in salary, a great lifestyle but […]