Financial stress can have a significant impact on relationships. For many people, talking about money is a taboo subject or, at the very least, at the bottom of their ‘to-do’ list. In addition to those sleepless nights, the pressure of financial burdens can lead to feelings of frustration or blame and create uncertainty and anxiety […]
I am sure many of you would remember the ‘smashed avocado on toast’ article that described the present generation as a generation that can’t save and will never afford property, as the inference was that they are spending their money on smashed avocado on toast rather than at home having cereal, and saving money! What […]
As a member of the sandwich generation, I’m going to guess that taking out your first home mortgage is not at the top of your mind. Rather, you might be well down the path of paying that mortgage off, or perhaps you’ve already paid it off. However, particularly if you have an outstanding mortgage, there […]
I previously wrote about this back in June 2021. We received more questions and follow ups about this topic than any other (although property was a close second). So, I have taken the most asked questions about Aged Care and Estate Planning and expanded on them to hopefully provide more help and understanding around this […]
Australians don’t like talking about death even though let’s face it, it’s inevitable. Even saying the word is not something we like to do. We all have a phase or alternative, and just some of the ones that come to mind: he’s passed away, slipped off, had a good innings, kick the bucket, gave up […]
The first time I saw debt as two distinct types, that is ‘good’ debt and ‘bad’ debt was when I read Robert Kiyosaki’s “Rich Dad, Poor Dad”. For me it just seemed to click as till that point, I had used debt for a range of things – to build a home, buy a business […]
You may have missed it but last week was World Financial Planning Day (6th October). An interesting statistic from their website was that 4 in 5 Australians aged between 18 and 39, would like to “spend time a with a financial planner who could help them achieve their money and life goals” (FPA ‘Gifts That […]
It’s a generation of people in their 40s, 50s and 60s who are ‘sandwiched’ between their young adult or nearly adult children on one side and their ageing parents on the other. Just when they thought life might have been going to get a bit easier, they find themselves with a lot to think about. […]
The Australia Talks National Survey found that 60% of Australians consider being able to retire comfortably a problem for them personally. Almost a third said it was “very much a problem”. While we’re now having the discussion about retirement no-one is addressing the retirement elephant in the room, those who are part of the Sandwich […]