We’ve all been guilty of procrastinating. Whether it’s putting off sorting your finances, delaying that home project, or holding back on learning something new, it’s easy to tell ourselves we’ll “get to it one day.” But how often does that day come?
With work, family, and the constant buzz of technology, it’s harder than ever to make decisions and take action. We’re busy, overwhelmed, and often paralysed by too many choices.
But here’s the truth: waiting won’t make things easier.
I’ve lost count of how many clients in their 50s and 60s have said, “I wish I’d come to see you 10 years earlier.” It wasn’t that they ignored their finances—they were caught up in the ‘busyness’ of life. But the longer we wait, the harder it becomes to catch up.
So, how do we break the cycle of procrastination?
Take the First Step Towards Financial Freedom
If 2025 is going to be the year you stop procrastinating, it starts with that first small step. And when it comes to your finances, it’s not about making massive changes overnight. It’s about building momentum.
Here’s how to start:
- Learn About Passive Income: Real financial security comes from building passive income streams—property, quality shares, or side businesses—not just saving.
- Set Clear, Achievable Goals: Be specific. Maybe it’s buying an investment property, building an emergency fund, or learning to invest. Clear goals make action easier.
- Start Small, But Start Now: You don’t need thousands to begin. Set aside a small amount each week or spend 30 minutes learning about property investment. Small steps lead to big changes.
- Get Support: Talk to a financial adviser or coach, join a property discussion group, or read about financial matters. Having guidance makes the journey easier.
Your Future Self Will Thank You
Time will pass whether you take action or not. Imagine if 2025 is the year you finally take control of your finances, start investing, and move closer to financial freedom. No more waiting for the “right time.” No more putting it off until life feels less busy.
Let’s make 2025 the year we stop procrastinating and start making real, lasting changes. Your future self will thank you for it!
All the best on your journey to living a financially well life!
Marc Bineham – Speaker, Coach and award-winning author of The Money Sandwich